Banking Statistics - Liabilities & AssetsInformation on assets and liabilities of Scheduled Commercial Banks are received through various statutory returns submitted to RBI. Various data sets that are made available under this section are listed below.
Aggregated data on various items of Liabilities and Assets of all Scheduled Commercial Banks in India are made available on fortnightly basis at all India level and Bank group level.
Bank level detailed data on various items of Capital, Liabilities and Assets of Scheduled Commercial Banks based on annual reports submitted by the banks are available annually with 15 months lag.
State-wise distribution of Liabilities and Assets of State Co-Operative Banks and District Co-Operative Banks based on data provided by NABARD.
Yearly bank level data on Maturity Pattern of select items of Liabilities and Assets of Scheduled Commercial Banks.
Branch Banking StatisticsThe branch banking statistics are based on the Directory of Scheduled Commercial Banks in India maintained at the Banking Statistics Division, Department of Statistics and Information Management of RBI.
Statistics on Number of Banks, Branches, Newly Opened Branches, Closed Branches etc. of banks, are summarised at district, bank group and population group level are made available on a quarterly basis.
List of Bank Branches with details of Address and other Functional Characteristics are also made available.
Bank- wise Number of ATMS based on information submitted by banks. Summary statistics on Number of Branches of State and District Co-Operative Banks sourced from NABARD is also available.
Bank Performance IndicatorsThis section provides data required to assess the banks' performance based on the annual statements of the banks. They include:
Measures such as Income, Expenditure, Profitability and various ratios such as Profit per Employee, Business per Employee, Return on Assets etc. are made available bank-wise from 2003.
Ratios such as Credit to Deposit, Investment to Deposit, Credit to GDP and yearly growth rates for Deposit and Credit are maintained at aggregate level from 1951 onwards.
At bank group level, Gross and Net NPA (Non-Performing Asset) data are available from 1996 onwards.
Sectoral Banking StatisticsThis section contains banking statistics with respect to different dimensions like sectors, industry, district, state, region, bank group, population group etc. Various data sets that are made available under this section are listed below.
Weekly data on Food and Non-food Credit of Scheduled commercial Banks is available from 1993.
Monthly Data on Bank Credit to various sectors and industry at all India level is available from April 2007 and is updated with a lag of one and half month. This data is based on returns submitted by selected banks that account for 95% of the bank total bank credit.
Data on Credit and Deposit with respect to Bank, District, State, Population Group are made available on a quarterly basis with a lag of one and half month and this data is available from 1991.
Micro level data on Bank Credit (credit amount outstanding as on March 31) under various dimensions such as Industry, District (place of sanction and place of utilization), Population Group, Bank Group and Interest Rate are released annually with a lag of a year and the data is available from 2001.
Micro level data on Deposits under various dimensions such as District, Bank Group, Population Group, Type of Deposit, Maturity, Interest Rate, Size of Deposit etc., are released annually with a lag of a year and the data is available from 2001.
Micro data on Number of Employees of Banks at District, Bank Group, Population Group Level are released annually and the data is available from 2001.
Data on Priority Sector Advances of Scheduled Commercial Banks at state and bank level are released on a yearly basis with 15 month time lag.
Key RatesDifferent interest rates, structure of interest rates and major monetary policy rates are available vis-à-vis various frequencies.
Source of these data are mainly the concerned financial institutions and the Reserve Bank of India.
Deposit Rate, Base Rate, Prime Lending Rate (PLR) are made available on weekly basis since Oct, 1996, whereas LAF (Repo, Reverse Repo, Marginal Standing Facility), Statutory Liquidity Ratio (SLR) are presented on quarterly basis starting from second quarter of 1935. Both weekly as well as quarterly figures for Bank Rate and Cash Reserve ratio (CRR) are available.
Annual data on Call/Notice Money rates, Deposit Rates, Commercial Bank Rates (Deposit and Lending Rates) etc. are also available from 1970-71 to accomplish users' requirements.
Monetary StatisticsBeing a Central Bank, compiling monetary statistics is one of the principle responsibilities of the Bank. Monetary statistics is compiled on a weekly/fortnightly/monthly basis by the Reserve Bank of India.
Data series on Reserve Money (M0), M1, M2, M3 and M4 along with its components and sources are made available from March 2006. Data for New Monetary Liquidity Aggregates such as L1, L2, L3 and NM3 are also available from 1998 onwards. Banking system's assets supporting these liabilities such as RBI's Credit to Government, Commercial Banks Credit to Government, Commercial Bank's Credit to Commercial Sector, Net Foreign Exchange Assets of Banking Sector are also available.
RBI's Balance Sheet Positions are available on a weekly basis from August 2007 with a lag of 7 days. Data series of various liability items that are available are Notes Issued by RBI, Deposits Held by Banks (mainly for maintaining CRR), Central Government and State Governments, Other Liabilities etc. On the asset side, data series on Foreign Currency Assets, Gold Coins and Bullions, Rupee Securities, Loans and Advances to Governments, Banks and Other Financial Institutions are made available.
Payment SystemsMonthly as well as yearly data on clearing and settlement systems, retail electronic payment systems, cheque clearances etc. relating to Payment Systems are available.
The Reserve Bank of India is the main source of these data.
Both Number and Amount of Settlement through RBI operated systems, viz. RTGS; CCIL operated systems, viz. Government Securities Settlement - Outright, Repo, Forex, CBLO Settlement etc. are available from Jan, 2000 whereas the same data pertaining to Retail Electronic Payment Systems viz. ECS Credit, ECS Debit, Electronic Funds Transfer (EFT), credit Card, Debit Card are available since Apr, 2004.
Annual data on Total Number and Amount of Cheque Clearances at all India level along with that at RBI centers are made accessible from 1970-71. Also, data pertaining to remittances through RBI telegraphic transfers, viz. Total Telegraphic Transfer Issued and Total Telegraphic transfer Paid etc. are available on yearly basis for the same time period.